Multan's income mix is unlike most Pakistani cities — agricultural landholding, mango and carpet export trade, and a large salaried and professional population all sit side by side. Each group has slightly different things to get right when filing, and getting them right matters, because Multan's mix of farm wealth and urban property makes FBR's unexplained-wealth checks more likely to trigger if income isn't declared properly.
One National System, Filed From Anywhere
Income tax return filing happens entirely on FBR's IRIS portal, the same system used nationwide. RTO Multan on Abdali Road exists mainly to handle notices and hearings — routine annual filing was never something you needed to visit it for. That's true whether you're in Gulgasht Colony, Bosan Road, or a farming estate outside the city.
Agricultural Income: What's Exempt, What Isn't
Income you earn directly from cultivating your own land — cotton, wheat, mango, citrus — is exempt from federal income tax under Section 41 of the Income Tax Ordinance. It still needs to be declared as exempt income in your return, mainly so it explains where your bank deposits and wealth growth come from. Punjab separately levies its own Agricultural Income Tax on larger landholdings, which is a provincial matter handled apart from your FBR return.
What isn't exempt: buying produce from other farmers and reselling it. That's trading income, taxable under Section 18, and applies to most commission agents and mango or cotton traders working the mandis around Vehari Road and Bosan Road.
Mango and Carpet Exporters
Exporters of Multan's Chaunsa and Sindhri mangoes, as well as the city's well-known carpet trade, have their export proceeds taxed via a 1% withholding deduction under Section 154 at the banking stage, which typically works as a final tax on that income. An annual return is still required to stay on the Active Taxpayer List and to claim any adjustable withholding credits.
Salaried & Property-Owning Residents
Salaried employees in Cantt, Shah Rukn-e-Alam, and similar areas file based on their salary certificate and bank profit certificates. Those holding a second house or investment plot — including in New Multan or Bahria Town Multan — should check Section 7E exposure: a primary residence you actually live in is exempt, but investment property is taxed on deemed rental income at 5% of FBR valuation.
Documents to Have Ready
- CNIC and active mobile number
- Salary certificate (salaried) or sales/purchase records (traders)
- Bank statements and profit certificates
- Land ownership records (Fard Malkiat) for agricultural landowners
- Property purchase deeds or allotment letters, where applicable
- Any withholding tax certificates received during the year
Filing Deadline
The deadline for individual returns for Tax Year 2026 is 30 September 2026. Filing early avoids the last-week rush on IRIS and gives you time to fix any documentation gaps.